International Equities - Q3 2019















Company Specific Risks - Q2 2019










Competitive Advantages - Q1 2019

Competitive Advantages










Preferred Stocks - Q4 2018









Downside Risk Management - Q3 2018

Downside Risk Management










Economics - Q2 2018











Tax Efficient Investing - Q1 2018










Choosing Target Risk Levels - Q4 2017










Estate Planning - Q3 2017










Market Timing - Q2 2017










Investment Methodology - Q1 2017

Investment Methodology










Portfolio Risk Management - Q4 2016

We have added additional information to our Q4 2016 client education presentation on portfolio risk management, detailing two major projects we recently completed to enhance our portfolio risk management systems. The updated information is on Slide 8 and begins at 5:53 of the presentation.










Cybersecurity - Q3 2016 

Cybersecurity Presentation












These presentations contains general information that is not suitable for everyone.  The information contained herein should not be construed as personalized investment advice.  Past performance is no guarantee of future results.  There is no guarantee that the views and opinions expressed in this newsletter will come to pass.  Investing in the stock market involves gains and losses and may not be suitable for all investors.  Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.

Galvin, Gaustad & Stein, LLC (“GG&S”) is an SEC registered investment adviser with its principal place of business in the state of Arizona.  GG&S and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which GG&S maintains clients.  GG&S may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  This brochure is limited to the dissemination of general information pertaining to its investment advisory/management services.  Any subsequent, direct communication by GG&S with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of GG&S, please contact GG&S or refer to the Investment Adviser Public Disclosure web site (

For additional information about GG&S, including fees and services, send for our disclosure statement as set forth on Form ADV from GG&S using the contact information herein.  Please read the disclosure statement carefully before you invest or send money.